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P2P Lending Comparison – Best Peer to Peer Lending Platforms

This is a brief explanation of our P2P Lending Compare Table in English, you can find the full original version in Spanish here, and you can find a translation of this text in Italian here.

This table compiles at a glance all the relevant information regarding the (50+) crowdlending and alternative investment platforms we have reviewed in TodoCrowdlending.com and analyzes the following parameters:

1 – General Information

NOMBRE (NAME): Name of the platform

TIPO (TYPE): Category of the platform. The options are:

✰ MKT: Marketplace, a general, all-purpose platform, which includes several kinds of loans such as Peer to Peer lending, Business Lending, Crowdfactoring, etc.

✰ INV: Crowdinvesting, focus on high yield and specific projects

✰ P2P: Focus on P2P, normally unsecured loans

✰ CRI: Real Estate Crowdfunding

✰ P2B: Focus on Business Loans

✰ SUP: Equity Crowdfunding and Investment in Startups

✰ ITR: Invoice trading and crowdfactoring

✰ SOL: Impact Investing, ethic and solidarity crowdlending

PAÍS (COUNTRY): Country where the company is registered and usually has its main office.

RENTAB (ANNUAL RETURN): Expected average annual return for a well-diversified portfolio in the long-term taking into account losses from defaults -if applicable- and comissions -if applicable-. Just an estimation.

INICIO (FIRST YEAR): Year when the company started online operations.

PLAZO (AVERAGE LOAN DURATION): Average loan maturity period in months.

MÍNIMO (MINIMUM INVESTMENT): Minimum investment per loan in euros.

VOL. M€ (VOLUME): Total Volume of Loans Financed in the platform in Millions of euros.

INVERSORES (INVESTORS): Number of investors registered in the platform.

2 – Functions and Features

D&R (DEPOSITS AND WITHDRAWALS)

✰ 1 = Bank Transfer

✰ 2 =Bank Transfer + Credit Card

✰ 3 =Bank Transfer + Cryptocurrencies (Bitcoin, Ethereum,…)

AUTO (AUTOINVESTMENT)

✰ 0 = Not Available

✰ 1 = Available

BUYB (BUYBACK GUARANTEE)

✰ 0 = Not Available

✰ 1 = Available

MSEC (SECONDARY MARKET)

✰ 0 = Not Available

✰ 1 = Available

VEN. DIR. (DIRECT SELL)

✰ 0 = Not Available

✰ 1 = Available

TRAD (TRANSLATION TO SPANISH)

✰ 0 = Not Available

✰ 1 = Available

BON+ (BONUS AVAILABLE FOR NEW INVESTORS?)

✰ 0 = Not Available

✰ 1 = Available

“0”COM (PLATFORMS WITH NO COMISSIONS FOR INVESTORS IN BASIC FUNCTIONS?)

✰ 0 = No

✰ 1 = Yes

RET (TAX RETENTION POLICY)

✰ 0 = No tax retention

✰ 1 = Tax retention

✰ 2 = Special cases

CR. ETICO (IMPACT INVESTING)

✰ 0 = No

✰ 1 = Yes

3 – Performance

REN (GROSS RETURN): From 1 to 5, the more, the better (greater potential returns).

RIE (RISK): From 1 to 5, the more, the better (more guarantees, less risk).

CON (TRUST): From 1 to 5, the more, the better (greater trust, more regulation, more years active, etc.).

REN (GROSS RETURN): From 1 to 5, the more, the better (greater potential returns).

DIV (DIVERSIFICATION): From 1 to 5, the more, the better (more asset classes to invest, more assets per class, fewer minimum investment).

LIQ (LIQUIDITY): From 1 to 5, the more, the better (easier to recover the money invested).

STARS (FINAL SCORE): From 1 to 5, the more, the better (better platform in general terms, it takes into account all variables mentioned before including features and performance variables + several modifiers).

 

If you like our work, please support us by signing up to the new platforms you want to try using our links below… Thanks!! 🙂

Agrikaab

Bitbond

BitOfProperty

Bondora

Bondster

Brickfy (Use referral code op132g for 5€ upon registration + 1% for 3 months)

Brickstarter

Bulkestate

Capital Cell

Companisto

Crowdestate

Crowdestor

Debitum Network

Dofinance

Ekassa

Estateguru

Evoestate

FastInvest

Fellow Finance

Finbee

Flender 

Grupeer

Housers

Inveslar

IUVO

Lendahand

Lendermarket

Lenndy 

Microwd

Mintos

Monestro

Monethera

NeoFinance

October 

PeerBerry

Reinvest24

Rendity

Seedrs

TFG Crowd

Trine

Viainvest

Viventor

Wisefund